Privacy Policy

Last Updated: 11-Sept-2025

Taurusmutualfund.com (further referred to as "we", "us" or "our" in this document) is committed to protecting your personal data and ensuring transparency in how we collect, use, store, and share it. This Privacy Policy outlines our practices in accordance with the Digital Personal Data Protection Act, 2023 and other applicable Indian laws.

1. Scope of Policy

This policy applies to all users who access or use our website, mobile applications, or services related to mutual fund and asset management. It governs the collection and processing of personal data provided by you or collected through automated means.

2. Types of Personal Data Collected

We may collect the following categories of personal data:

  • Identity information (name, date of birth, PAN, Aadhaar if applicable)
  • Contact details (email address, phone number, postal address)
  • Financial data (bank account details, investment preferences)
  • Authentication data (login credentials, OTPs)
  • Usage data (IP address, browser type, device information, interaction logs)

3. Purpose of Data Collection

We collect and process your personal data for the following purposes:

  • To provide and manage our financial services
  • To perform KYC and regulatory compliance checks
  • To facilitate mutual fund transactions and portfolio tracking
  • To improve user experience and website functionality
  • To send service-related communications and updates

4. Lawful Basis for Processing

We process your personal data based on:

  • Your consent
  • Performance of a contract
  • Compliance with legal obligations
  • Legitimate interests, such as fraud prevention and service improvement

5. Consent and Withdrawal

By using our services, you consent to the collection and processing of your personal data. You may withdraw your consent at any time by contacting us, subject to legal, regulatory or contractual obligations.

6. Data Sharing and Disclosure

We may share your personal data with:

  • Registrar & Transfer Agents (RTAs)
  • Authorized service providers (e.g., payment gateways, KYC vendors)
  • Regulatory authorities (e.g., SEBI, RBI) as required by law

We do not sell your personal data to third parties.

7. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes stated above or as required by law.

8. Data Security

We implement appropriate technical and organizational measures to protect your data from unauthorized access, alteration, or disclosure. However, no system is completely immune to risks.

9. Your Rights Under DPDP Act

You have the right to:

  • Access your personal data
  • Request correction or deletion
  • Withdraw consent
  • Nominate a representative to exercise your rights in case of incapacity or death

To exercise these rights, please contact our Data Protection Officer at neelkanth.thakur@taurusmutualfund.com.

10. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience. You can manage your preferences through browser settings.

11. Grievance Redressal

If you have any concerns or complaints regarding your personal data, you may contact our Data Protection Officer at neelkanth.thakur@taurusmutualfund.com.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page as and when the changes are effected.